Cashflow Booster Review

| November 8, 2012 | Reply

Product Name: Cashflow Booster

Product Authors: Not stated.

Company Name & Contact Details:
D. Martin Consulting Ltd,
Unit 22, Bulrushes Business Park,
Coombe Hill Road,
East Grinstead,
RH19 4LZ


“Learn How to Have Enough Money…For Anything You Want, For the Rest of Your Life.”

Price: £147 a year for an individual licence.

Money Back Guarantee: 30 days.

What Do You Get?

– A downloadable program to help you monitor and plan your personal finances.

Where To Buy:

Brief Summary:

Cashflow Booster is a software tool designed to help you monitor your income and expenditure, plan for one-off events such as holidays, and generally ensure that you stay on an even keel financially. There are also training videos on various aspects of money management.

What’s It All About?

Cashflow Booster is a software package to help you manage your finances more efficiently. You enter details of your income and expenditure (including one-off items such as holidays) and the software shows how you stand financially and highlights any problems that may need addressing.

Do I Need Experience To Make This Work?

The product is designed to be suitable for anyone, so no special experience is required.

How Much Money Do I Need To Get Started?

The only cost is the software, which – as mentioned above – starts at £147 a year for an individual licence which can be used on one PC. You can also get a family licence for two PCs costing £235, and an “advanced” licence (for three PCs) for £294.

How Much Money Can I Make?

Despite the name, this is not a money-making opportunity. Cashflow Booster is designed to help you make the most of what you have and plan for the future, rather than increasing your actual income.

How Much Time Will I Need To Make This Work?

It will take a day or two to watch the training videos and set up the software to suit your particular needs and circumstances. After that, it will be mainly a matter of updating the financial information, which can be done at times to suit yourself.

Will I Need Any Equipment To Do This?

Just a computer with an internet connection.

Value For Money?

It depends. If you have the patience and self-discipline to enter all the information about your finances and update it regularly you will probably benefit from this product, otherwise not. Please see my review below for further discussion of this

Does It Live Up To The Claims In The Promotion?

In general, yes. I do, however, question the claim that good financial planning is the key to having “anything you want, for the rest of your life”.

For people who are poor at budgeting, learning good financial planning skills may well make a difference – but if every month is a struggle to make your salary cover your bills, you might well feel that increasing your income is really a bigger priority.

Quality of Customer Service:

Support is provided via There is also a link to a supposed Knowledge Base here, but when you click on this all it says is “No topics found”. This doesn’t exactly generate confidence in the business, but may just be a sign that the website is still a work in progress.


The Cashflow Booster software will look quite familiar to anyone who has ever worked with spreadsheets.

Essentially, you start with a ready-made monthly income and expenditure template, which you can then customize to suit your own circumstances.

The spreadsheet has a section for child-related expenditure, for example, but if you don’t have children, you can delete this. Equally, if you have more than one child, you can add further sections for each one, then see at a glance how much each is costing you. What you then do with this information is up to you, of course!

There is inevitably a learning curve with any software of this nature, but there are five training videos to help you. These are between five and ten minutes long and use the familiar screen capture approach. Commentary is supplied by a British guy and is generally clear and easy to follow.

To get the most from this program, you will have to spend some hours at the start customizing the spreadsheet to suit your circumstances and entering all the relevant figures. Once you have done this, you will be able to analyze the data in various ways, see how your finances shape up over the coming months (and years), get early warning of potential pitfalls, and so on.

If you have the patience and self-discipline to do this, I can see that Cashflow Booster could be a useful tool. It will force you to analyze your spending carefully and see where savings could be made. It will allow you to factor in the effect of one-off items such as holidays, tax bills, and so on, through a system the software refers to as “Allocations”. You can also set financial goals – a world cruise, maybe? – and the software will help you put aside money towards them.

I do just think that you could achieve many of the same aims with the aid of ordinary spreadsheet software such as Microsoft Excel. I’m not entirely convinced it’s worth paying £147 a year (at least) for the extra bells and whistles Cashflow Booster offers, though that may just be me.

I freely admit I wouldn’t have the patience to record every single item I ever spend cash on and allocate it to the appropriate spreadsheet category. Undoubtedly my finances would be in a healthier state if I did, but before investing in any product of this nature you do need to be honest with yourself as to whether you have the self-discipline to use it as intended. Paradoxically, it seems to me that the people who could benefit most from this product are the ones who would
be least likely to have the patience to apply it properly.

For the sake of completeness, I should mention that as well as cashflow planning, the product also offers various additional features. These include five videos on personal financial management and nine on more theoretical matters (e.g. The Recession and Its Lessons and How Can a Bank Loan Affect Your Budget).

The software will also store details of important documents such as your driving licence, passport, and so on, along with passwords, contact information, reminders, and even things you have lent to or borrowed from others. These are all nice features, but probably not enough to justify buying the software in themselves.

Overall, I think Cashflow Booster could prove useful for some people, though for others the benefits will be marginal. If you feel you could benefit from some help with your budgeting – and you’re prepared to put in a bit of effort entering all the data – it may be worth taking it for a test drive. Although (unlike the similar Money Vista) no free trial is on offer, there is a 30-day unconditional money-back guarantee. You could always try it for a few weeks, therefore, and get a refund if you find it’s not for you.


Category: Lifestyle, Saving Money, Self Improvement, Software

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